Wisdom Over Money paperback

WISDOM OVER MONEY

by David Baynes

What could you profit from learning God's wisdom for earning, saving, investing, spending & giving?
Available in paperback and ebook.

Praise for Wisdom Over Money

Dick Towner|Executive Director, Good $ense Movement

“David Baynes conveniently lays before us fifty-two insightful and thought provoking reflections on the Biblical perspective on money. Read them all! Then go back and focus on one a week for the next year. The experience will be a powerful antidote to the tsunami of materialism that each of us face on a daily basis.”

Ronald Blue|Author of <em>Master Your Money</em> and <em>Splitting Heirs</em>

“God’s wisdom has three characteristics; it is always right, it is always relevant, and it is never going to change. This book will point you to all that you need to know about managing money and, in essence, your life. I recommend Wisdom Over Money with great pleasure.”

Michael G. Scales|President, Nyack College & Alliance Theological Seminary

“David Baynes is the rare individual who understands both pragmatic financial principles and the eternal Word of God. He writes from a pastor’s heart, eager to share knowledge and experience for our benefit. Each of his fifty-two chapters provides valuable lessons. We are made richer by their application.”

Dr. Rockwell Dillaman|Lead Pastor, Allegheny Center Alliance Church, Pittsburgh PA

“David Baynes is a humble servant whose life aligns with the lines that he writes. His observations about wisdom – especially as it pertains to financial health and stewardship – are clear, concise and imminently practical. They are also desperately needed! If you take them to heart they will take your heart to a place of increased blessing!”

Rev. Robert A. Sirico|President, The Acton Institute

Wisdom Over Money is a reminder that our opportunities to be a steward over our resources is best served by holiness. . . . When God is given the glory in all things first, only then are we made whole and transformed by what we earn or give. David Baynes’ book promotes a wealth of spiritual insight.”

Wesley Willmer|Author of <em>God and Your Stuff</em>; Senior VP of Advancement, Prison Fellowship Ministries

“David Baynes has done a thoughtful job of reflecting on the mandates that will challenge all of us to grow in our personal and professional lives.”

Available in paperback and ebook.

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Practical insights on 52 topics, such as . . .

Discerning the best

Some choices are better than others. Are you a careful decision maker? How do you evaluate the options before you?

Does faith produce prosperity?

Can God be depended on to always bless with material wealth those who are faithful and generous toward him?

Make today your "Someday"

How will you recognize the “someday” when you will act on your good intentions? What are the conditions you are waiting to see aligned?

Did Jesus despise the rich?

When the rich are not being envied they are often vilified and hated. Jesus described the poor as “blessed.” How did he regard the rich?

Rich and Virtuous: Is it possible?

Are any of the wealthy you know not greedy, selfish, dishonest, or abusive of others? Must virtue be sacrificed on the way to attaining wealth?

The key to financial freedom

What will it take for you to experience financial freedom? Do you see it as a realistic possibility? You may be surprised to learn this key.

Chapter Previews

Select a chapter below to read an excerpt from Wisdom Over Money.

Chapter 1

Acquire Wisdom Before Experience


The proverbs of Solomon . . . for attaining wisdom and discipline; for understanding words of insight; for acquiring a disciplined and prudent life . . . — Proverbs 1:1-6

There is a difference between knowledge and wisdom. Knowledge consists of accumulated facts and information. Wisdom is described as the meeting of knowledge and experience which yields insight. It may be true that the most trusted insights are derived by personal experience. But if experience is the only available way to derive wisdom, it exacts a high cost—the painful outcomes of some ill-fated (foolish) choices.

Did you have to drop out of school before you were convinced that it is wise to get an education? Did you have to suffer a horrific accident before concluding that it is wise to refrain from texting while driving? Did you have to suffer the pain of bankruptcy, repossession, or foreclosure before you gained insight into the safe and appropriate use of credit? For most of us, life is too short and our world of experience too limited for us to acquire sufficient wisdom through experience alone. Unless we can derive wisdom from other sources, we are doomed to suffer much calamity, loss, and regret.

The argument of the Bible (and many other sources of counsel) is that wisdom can be shared. Insights can be communicated as proverbs, parables, and testimonies. We can gain wisdom helpful to us by paying attention to O.P.E.—other people’s experience. King Solomon, wise beyond compare in his day, recorded many proverbs, not to prove himself or prop up his personal reputation, but so that others might attain wisdom and be guided to “a disciplined and prudent life” (Proverbs 1:2, 3). Jesus concluded his sermon on the mount by saying, “Everyone who hears these words of mine and puts them into practice is like a wise man who builds his house on a rock” (Matthew 7:24). The premise is clear. Solomon recorded proverbs and Jesus taught with the desire to impart wisdom. Their efforts provide a shortcut—a way to gain wisdom without suffering the consequences of choices made from ignorance, immaturity, or inexperience.
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Wisdom Over Money is available in paperback right here, or as an ebook from Amazon. Details below.

About the author

David Baynes

After many years as a church pastor, David entered into a ministry of stewardship education and consulting with those who desire to honor God through planned major gifts and estate plan design.  He recently returned to pastoral ministry, accepting a call to an intentional interim position. David is a graduate of Lincoln Christian University, Princeton Theological Seminary (MDiv), and Fuller Theological Seminary (DMin).  He has also earned the Chartered Financial Consultant (ChFC) designation awarded by The American College of Financial Services.

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